Families are eligible to apply for Habitat homes if your income is between 25 and 50 percent of the area median. Selections are made based on three criteria: 1) housing need, defined as residing in substandard housing; 2) willingness to partner with Habitat, specifically in meeting the sweat equity component of our program; and 3) the financial ability to meet monthly mortgage payments, but unable to secure traditional bank financing. Each affiliate has a Family Selection Committee that interviews potential partner families, conducts credit checks and other screenings, and assists in resolving financial difficulities or fulfilling obligations for sweat equity. For more specific information, contact the affiliate in the neighborhood that is of interest to you
